With 3.7 stars on 534 reviews for Google, it seems success with them is hit or miss. They do however have an A+ rating from the Better Business Bureau over 19 years of business, to us possibly indicating some instability with service. They also do offer non-recourse factoring, but unfortunately is costly for them and is passed along to the customer. They do provide you with a credit check for your clients to ensure your risk level with the freight you are considering moving.

Apex Capital Corp. They’ve been around since 1995, and have achieved a 4.7 rating on 605 Google reviews which makes them a stout competitor to OTR Solutions. They also boast an A+ BBB rating. Customers report feeling well supported which makes sense, being that they appoint dedicated account executives. However carriers are unable to do business with other accounts receivables companies while under contract with Apex.

TAFS is a factoring company with an A+ Better Business Bureau Rating, but a 1.4 star review from trustpilot.com. They offer low rates for one truck operations, and have a maximum funding of $50 million. The offer fast funding and recourse or non-recourse factoring, but their rates are not up front and it is reported to be difficult to communicate with customer service agents.

They have 4.8 stars on 22 Google reviews but are not BBB accredited. They are widely known for how quickly they pay their customers, boasting instant payment upon approval. They also offer a 2.5% rate whether you have one truck or hundreds. They also provide broker credit checks with their Chicago based service team. Another very interesting perk is free access to their own load board. From what we can gather you must use the app for everything with this company, all the way from factoring to bank transfers.

eCapital is a factor based out of Avetura, FL. They have an A- rating from the Better Business Bureau and have 3.9 stars from 1.177 reviews on trustpilot.com. They offer total banking solutions such as Visa commercial cards as well as InstaPay transfers. They’re regarded as being a decent choice for owner operators, with their integrated load board and extra lines of credit. Unfortunately they do not have very transparent APR or funding limits, with some complaints from customers regarding rate increases.

TAB is a full service bank based in Utah, they have 4.4 stars from 444 Google reviews and have an A rating from the Better Business Bureau. They’ve been in the industry since ‘98 and are regarded as a factor with favorable rates, fast service, and easy to use solutions. They offer an Omnichannel customer support and even have quickbooks integration. Main downsides being that they have long term contract lengths and offer no non-recourse factoring options.